Section 80C Calculator
Calculate your 80C tax deductions for FY 2025-26. Track all your tax-saving investments and maximize your Rs 1.5 lakh limit.
Calculating your 80C deductions...
Popular 80C Investments
Public Provident Fund
15-year lock-in, tax-free returns at ~7.1% p.a., government-backed safety.
Equity Linked Savings
3-year lock-in (shortest), potential for high returns, equity market exposure.
Life Insurance
Life cover + tax benefits, long-term commitment, guaranteed returns.
Frequently Asked Questions
What is the maximum 80C deduction limit?
The maximum deduction under Section 80C is Rs 1,50,000 per financial year. This includes EPF, PPF, ELSS, life insurance premiums, home loan principal, tuition fees, and other eligible investments combined.
Does EPF contribution count under 80C?
Yes, your employee's contribution to EPF (Employees' Provident Fund) qualifies for 80C deduction. The employer's contribution does not count under 80C. You can see your EPF contribution in your salary slip.
Which 80C investment has the shortest lock-in?
ELSS (Equity Linked Savings Scheme) mutual funds have the shortest lock-in period of 3 years among all 80C investments. Tax-saving FDs have 5 years, PPF has 15 years (with partial withdrawal options after 5 years).
Is Section 80C available in new tax regime?
No, Section 80C deductions are not available under the new tax regime. If you have significant 80C investments, compare both regimes using our income tax calculator to see which one saves you more tax.